Debt Restructuring & Turnaround

If you're running out of cash, running out of time, or just running on empty… you're not alone. Many good businesses hit a point where growth, debt, or market changes throw them off balance. Margins slip. Payments fall behind. And what used to feel manageable now feels impossible.

At Fairway Financial, we specialise in helping business owners regain clarity and control — not through generic advice, but through hands-on financial triage, commercial insight, and structured turnaround strategies.

We start with the hard questions:

Is there still a viable business underneath the noise?
What’s driving the cash shortfall — is it revenue, costs, systems, structure, director drawings?
Are you personally exposed if things go wrong?
And most importantly — what are the real options on the table?

What we do:

Conduct a financial health check to understand your current position
Review your business model and structure to assess insolvency risk
Help you understand where and why the failure is happening
Work with you to implement a strategy — whether that means stabilising operations, restructuring liabilities, or navigating formal insolvency
Liaise with the right professionals: insolvency practitioners, lawyers, lenders, and key stakeholders
Support you through the process with clear advice and ongoing communication

It’s not too late — but it is time to act.
We know the systems, the legislation, and the people. We’ve done this before. If your business is worth saving, we’ll help you find the path forward — and if it’s not, we’ll help you exit cleanly and with confidence.