Trade Based Businesses

Our Specialty

At Fairway Financial, we specialise in working with electricians, plumbers, builders, and other licensed trades across Queensland. Whether you’re a sole trader growing your first crew or running a multi-million-dollar construction business, we understand the unique pressures you face — and we’re here to help you stay ahead of them.

From QBCC reporting and licensing to cash flow, tax, and structure, we deliver financial advice and compliance services built for the realities of the trade industry.

QBCC Licensing & Minimum Financial Requirements (MFR)

QBCC compliance is not just paperwork — it’s critical to your ability to quote, win work, and stay licensed.

We help you meet the Minimum Financial Requirements for your licence category — whether you're a:
• Self-Certifying Licensee (SC1 or SC2)
‍• Category 1–3 Licensee (revenue between $800k to $30M)
‍• Higher Category Licensee (Category 4 and above)

‍We prepare and lodge QBCC-approved MFR reports, including:
• Net Tangible Asset (NTA) calculations — ensuring you meet the thresholds to maintain your licence
• Current Ratio testing — making sure your short-term assets can cover your short-term liabilities (1:1 ratio minimum)
• Annual financial declarations and supporting financials
• Advice and support if you're undergoing a QBCC audit, licence suspension, or looking to increase your Maximum Revenue (MR)

‍If you’re falling short of the requirements, we’ll work with you to address shortfalls, restructure if needed, and communicate with QBCC and legal advisers on your behalf.

What Else We Do for Trade Businesses

Job Costing & Profitability Reviews
We analyse your quoting, overheads, materials, and labour to uncover where the profit leaks — and help you price better and protect your margins.

Business Structuring & Tax Planning
We structure your business for asset protection, tax efficiency, and sustainable growth — especially as you start hiring, taking on higher-value projects, or working with contractors.

End-to-End Compliance
We handle your tax returns, BAS/IAS, payroll tax, TPAR, FBT, and all the moving parts — so you can stay compliant without getting bogged down in admin.

Cloud Accounting & Workflow Setup
We set up practical systems that make quoting, job tracking, payroll, and invoicing easier — helping you run your business more efficiently and confidently.

When you’re on the tools, we’re on the numbers.
We're not just your accountant — we're your compliance guardrail, financial partner, and sounding board for growth.